First Party Insurance Claims

At DRG Firm we get tremendous satisfaction from helping our clients with First Party Insurance Claims in Florida. Of course, you are probably wondering what we mean by first party insurance claims. These are claims that are made against your own insurance company. For example you can make a first party insurance claim against your car insurance, homeowners insurance, commercial insurance, or life insurance companies. As Miami insurance claims attorneys we are aware of the multiple reasons an insurance company may attempt to deny or delay your claim.

Common reasons for a denial or delay of a claim are;

  • material misrepresentation,
  • lack of cooperation or noncompliance with post lost requirements,
  • state that the loss is not covered under the policy,

The above are an example of some of the defenses insurance companies use to delay or deny an insurance claim. However, this is not to say that insurance companies deny all claims. Even if an insurance company does not deny your claim it would be wise to get an independent third party opinion about the value of your loss. For example, in a homeowner’s insurance claim it would be a good idea to have a general contractor determine the value of your loss. In any case, when you are involved in a first party claim it would be wise to consult with South Florida insurance claims lawyer. Our firm can assist you to evaluate your claim and present it to your insurer in an effective manner. If for some reason your insurer denies the claim our firm has the capacity to bring suit. Thus, DRG Firm can work on your claim from start to finish.

In the event of any loss it wise to keep documentation. If any repairs are made to a vehicle, home, or business it is best to keep receipts. It is also wise to hire licensed contractors to do any repairs. It is also a good idea to take pictures of the loss. Furthermore, it is important to report the loss soon after it occurs and to reasonably cooperate with the insurance company. However, it is probably safer to have a Miami-Dade insurance claims attorney present during any questioning or interview by an insurance company. An attorney will make sure that your rights are not violated. Questioning by an insurance company can be intensive and complex and you should have a lawyer present.

Our site and blog go into further detail about different types of first party insurance claims. These pages may help you answer some of your questions and concerns. Attorneys are available in our office to answer any questions you may have. They will be able to provide you with detailed answers as it pertains to your particular insurance claims issue. You should not hesitate to call as our consultations are free. In fact, our services are offered on a contingency fee basis. This means that you do not pay unless we get results for you. Our attorneys are available 24/7. We can be reached at 1.888.413.8353.

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