Hurricane / Windstorm Claim

Windstorms and hurricanes can leave tremendous damage in their wake. As hurricanes and windstorms are a common occurrence in South Florida, our hurricane loss attorneys have dealt with the aftermath of severe windstorms countless times. In our experience we have observed many South Floridians encounter difficulty when making a windstorm/hurricane claim with their insurance company.

Difficulties South Floridians may encounter when dealing with their insurance company after a hurricane or windstorm include:

  1. Delay of payment.
  2. Outright denial of the claim.
  3. Unfair and abusive treatment.
  4. Undervaluing claim.
  5. Requiring submission of burdensome and unnecessary information.

The above are some of the problems one may encounter when dealing with an insurance company, but they are by no means exclusive. Insurance companies may claim that the damage was caused by water, existed prior to the storm, or was caused by continuous neglect of the property. At DRG Firm our attorneys are experienced in dealing with these kinds of bad faith insurance disputes. If you encounter any problems with an insurance company due to a hurricane or windstorm claims, make sure to contact an attorney as soon as possible. As a home or business owner it is important to know what is covered by your insurance policy. An attorney can review your policy, facilitate the claim, and help you maximize results. Beware of any insurance company advising you not to hire an attorney or public adjuster.

Although each Homeowner’s insurance policy is different, for the most part they cover damage caused by hurricanes. This includes damage caused by wind and by rain entering the dwelling through an opening propelled by the wind. However, any claim that has to be paid out is a loss to the insurance company. This is why they will often look for ways to pay less than the full value of the claim, reject the claim all together, or do anything in their power to make the claims process more difficult than it has to be. For example, insurers often attempt to exclude “wind driven rain”, that is rain pushed by the wind under a door or a window and not through an outright opening. The insurance company will often label this as “flood damage” to avoid paying you everything you deserve compensation for. This is one of the reasons it is pertinent to have your policy reviewed in detail by an experienced South Florida hurricane loss attorney such as our staff here at DRG Firm.

If you are a victim of windstorm or hurricane damage you should contact your insurance company immediately to report the loss, and do everything within your power to prevent further damage from occurring. In our experience we find that hiring an attorney from the outset makes things easier for the client in the long-run. An attorney will make sure that your rights are protected.

If you are the victim of a hurricane loss or windstorm damage and you are having difficulty with your insurance company please do not hesitate to contact us. Our Miami hurricane and windstorm attorneys are here to assist you 24/7, and our consultations are always free. Remember, we work on a contingency fee basis and you won’t charge unless your recover. Call us at 1.888.413.8353 and let us help you get the full compensation you deserve.

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