Lightning Strike Damage Claims
Florida has the highest lightning strike density in the United States. It amounts to about 12 strikes per square mile per year. As Florida insurance attorneys we are well aware of the dangers of lightning strikes. Lightning strikes are very powerful as they are 5 times hotter than the surface of the sun. This power can amount to tremendous damage. A lighting strike to a home can cause fire, overloading and destruction of all electrical wiring, and destruction of all electrical appliances. In some circumstances we have seen damage to pools and pool decks.
The odd thing about Florida is that lightning strikes can absolutely unexpected. It may be a singular or contained cell which is not forecasted by any media outlet. Insurance companies may use this to deny a claim altogether. They may argue that there was no storm activity in the area on that day. It should be noted that a house need not be directly under a thunderstorm to be struck by lightning. In the U.S. lightning claims are somewhat common. There are about 307,000 lightning claims per year in the U.S. It is reported that $400,000,000 are paid out by insurance companies due to lightning damage. Indeed, 1 out 57 lightning bolts causes damage to property.
If your home is damaged by lighting it is important to document the damage right away. It is also important to take all steps necessary to contain the loss. For example, if the plumbing is damaged it would be wise to shut of the water. This would prevent any further damage to the home or property that could be produced by leaking water. It would also be wise to call a plumber right away to fix any damage to the plumbing. Make sure to take pictures and keep any receipts of repairs. It is best to hire licensed contractors to make repairs to your home. This will ensure that repairs are up to par. As South Florida Lightning claims attorneys we have seen a lot of damage ensue due to faulty workmanship.
It goes without saying that lightning insurance claims can be rather complex. For this reason it is wise to hire a Miami insurance claims attorney. It is wise to hire a lawyer from the inception of the claim. You may want to have an attorney present when the insurance adjuster goes out to your property or when he conducts an interview. In fact, to circumvent any problems it is probably best that you hire a lawyer to help you through all phases of your claim.
It is best to hire a Fort Lauderdale insurance attorney from the start. At DRG Firm we will take all steps necessary to make sure you get your maximum compensation as soon as possible. South Miami lightning strike insurance claims attorneys are here to assist you and your family. Our staff is dedicated and attentive and will take care of all the necessary steps to pursue your insurance claim. We are available 24/7 and can be reached at 1.888.413.8353.